Side-by-side · Q2 2026 data
Kemba Credit Union vs Wright-Patt Credit Union, Inc.
Metric by metric
| Measure | Kemba Credit Union | Wright-Patt Credit Union, Inc. |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 67 (stronger) | 63 |
| Loan quality | 72 (stronger) | 63 |
| Earnings | 43 | 65 (stronger) |
| Funding & liquidity | 66 | 77 (stronger) |
| Problem-loan coverage | 87 (stronger) | 85 |
| Peer percentile | 41st | 50th |
| Total assets | $1.7B | $9.5B |
| Deposits / shares | $1.5B | $8.2B |
| Capital ratio | 11.68% (stronger) | 11.32% |
| Problem loans | 0.85% (stronger) | 1.10% |
| Net charge-offs | 0.46% (stronger) | 1.07% |
| Return on assets | 0.56% | 1.14% (stronger) |
| Loans ÷ deposits | 94.1% | 83.7% (stronger) |
| Uninsured deposits | 7.0% (stronger) | 7.9% |
| Offices | 12 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.7% | 34.1% |
Wright-Patt Credit Union, Inc. has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Kemba Credit Union leads on 4 and Wright-Patt Credit Union, Inc. on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.