Side-by-side · Q2 2026 data
Kemba Financial Credit Union vs C E S Credit Union
Metric by metric
| Measure | Kemba Financial Credit Union | C E S Credit Union |
|---|---|---|
| TellerScore | 74 | 91 (stronger) |
| Capital cushion | 76 | 81 (stronger) |
| Loan quality | 81 | 95 (stronger) |
| Earnings | 57 | 94 (stronger) |
| Funding & liquidity | 68 | 92 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 72nd | 96th |
| Total assets | $2.5B | $244.3M |
| Deposits / shares | $2.1B | $210.7M |
| Capital ratio | 12.57% | 13.10% (stronger) |
| Problem loans | 0.58% | 0.16% (stronger) |
| Net charge-offs | 0.60% | 0.17% (stronger) |
| Return on assets | 0.93% | 1.84% (stronger) |
| Loans ÷ deposits | 92.4% | 68.3% (stronger) |
| Uninsured deposits | 6.8% | 3.0% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.2% | — |
C E S Credit Union has the higher TellerScore (91 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Kemba Financial Credit Union leads on 0 and C E S Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.