Side-by-side · Q2 2026 data
Kemba Roanoke Federal Credit Union vs Central Virginia Federal Credit Union
Credit union
Central Virginia Federal Credit Union
Lynchburg, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Kemba Roanoke Federal Credit Union | Central Virginia Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 75 (stronger) | 47 |
| Earnings | 44 | 75 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 70th | 57th |
| Total assets | $76.7M | $197.8M |
| Deposits / shares | $65.0M | $171.2M |
| Capital ratio | 16.37% (stronger) | 12.70% |
| Problem loans | 0.74% (stronger) | 1.59% |
| Net charge-offs | 0.78% | 0.35% (stronger) |
| Return on assets | 0.60% | 1.38% (stronger) |
| Loans ÷ deposits | 36.5% (stronger) | 68.5% |
| Uninsured deposits | 2.2% (stronger) | 2.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kemba Roanoke Federal Credit Union has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Kemba Roanoke Federal Credit Union leads on 5 and Central Virginia Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.