Side-by-side · Q2 2026 data
Kemba Roanoke Federal Credit Union vs Rva Financial Federal Credit Union
Credit union
Rva Financial Federal Credit Union
Richmond, Virginia · Under $100 million in assets
Metric by metric
| Measure | Kemba Roanoke Federal Credit Union | Rva Financial Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 75 (stronger) | 53 |
| Earnings | 44 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 70th | 54th |
| Total assets | $76.7M | $82.7M |
| Deposits / shares | $65.0M | $73.1M |
| Capital ratio | 16.37% (stronger) | 12.18% |
| Problem loans | 0.74% (stronger) | 1.42% |
| Net charge-offs | 0.78% | -0.10% (stronger) |
| Return on assets | 0.60% | 2.27% (stronger) |
| Loans ÷ deposits | 36.5% (stronger) | 73.9% |
| Uninsured deposits | 2.2% (stronger) | 5.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kemba Roanoke Federal Credit Union has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Kemba Roanoke Federal Credit Union leads on 5 and Rva Financial Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.