TellerScore

Rva Financial Federal Credit Union is a federal credit union headquartered in Richmond, Virginia, in business for about 76 years. At the end of Q2 2026 it reported $82.7M in total assets and $73.1M in member shares and deposits, with 2 offices.

Rva Financial Federal Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 54% of its 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 32nd. Earnings contributes the most (100/100, 2.27%); loan quality contributes the least (53/100, 1.42%).

TellerScore · Q2 2026

Scorecard

Capital cushion72/100
Net worth ratio: 12.18%
Loan quality53/100
Loans 60+ days delinquent ÷ total loans: 1.42%
Earnings100/100
Return on assets (annualized): 2.27%
Funding & liquidity86/100
Loans ÷ shares: 73.9% · 5.4% uninsured
Problem-loan coverage85/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.60%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 20 points (56 → 76), mostly because the earnings component improved by 41 points.

TellerScore
566880Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202477
Q4 202480
Q1 202575
Q2 202556
Q3 202577
Q4 202565
Q1 202671
Q2 202676
Net worth ratio
7.00%9.74%12.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.53%
Q3 202411.16%
Q4 202411.73%
Q1 202511.72%
Q2 202512.14%
Q3 202512.49%
Q4 202512.07%
Q1 202611.60%
Q2 202612.18%
Delinquent loans (60+ days)
0.37%1.44%2.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.44%
Q3 20240.49%
Q4 20240.37%
Q1 20250.40%
Q2 20252.51%
Q3 20251.05%
Q4 20251.41%
Q1 20261.43%
Q2 20261.42%
Return on assets
-0.02%1.13%2.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.02%
Q3 20241.49%
Q4 20241.50%
Q1 20250.92%
Q2 20250.99%
Q3 20251.62%
Q4 20250.77%
Q1 20261.61%
Q2 20262.27%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$82.7M12.18%1.42%2.27%73.9%
Q1 202671$81.7M11.60%1.43%1.61%74.4%
Q4 202565$75.8M12.07%1.41%0.77%81.3%
Q3 202577$75.9M12.49%1.05%1.62%80.1%
Q2 202556$75.0M12.14%2.51%0.99%80.4%
Q1 202575$76.2M11.72%0.40%0.92%78.6%
Q4 202480$74.6M11.73%0.37%1.50%80.7%
Q3 202477$76.0M11.16%0.49%1.49%79.8%
Q2 202460$80.0M9.53%0.44%-0.02%79.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.18%
33rd
Problem loans1.42%
30th
Net charge-offs-0.10%
94th
Return on assets2.27%
96th
Loans to deposits73.9%
27th
Uninsured deposits5.4%
19th
Loan-loss reserves0.00%
37th
Texas ratio7.6%
19th

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Deposit insurance

Is my money safe at Rva Financial Federal Credit Union?

Yes. Rva Financial Federal Credit Union is a federally insured credit union (NCUA charter #6878). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.4% of shares and deposits ($3.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.18%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Rva Financial Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Rva Financial Federal Credit Union
Type
Federal credit union
NCUA charter #
6878
RSSD ID
334880
Primary regulator
NCUA
Established
1950
Headquarters
1700 Robin Hood Rd, Richmond, VA 23220
Employees
31

Quick answers

Rva Financial Federal Credit Union: common questions

Is Rva Financial Federal Credit Union NCUA insured?

Yes. Rva Financial Federal Credit Union is a federally insured credit union (NCUA charter #6878). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Rva Financial Federal Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Rva Financial Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Richmond

InstitutionScoreAssetsCapitalProblem loansCompare
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