Side-by-side · Q2 2026 data
Kennedy VA Employees Federal Credit Union vs Chattanooga First Federal Credit Union
Credit union
Kennedy VA Employees Federal Credit Union
Memphis, Tennessee · Under $100 million in assets
Credit union
Chattanooga First Federal Credit Union
Chattanooga, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Kennedy VA Employees Federal Credit Union | Chattanooga First Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 65 |
| Capital cushion | 100 | 100 |
| Loan quality | 83 (stronger) | 26 |
| Earnings | 47 (stronger) | 28 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 77th | 30th |
| Total assets | $24.4M | $25.5M |
| Deposits / shares | $20.3M | $19.7M |
| Capital ratio | 16.31% | 22.44% (stronger) |
| Problem loans | 0.52% (stronger) | 2.22% |
| Net charge-offs | -0.08% (stronger) | 0.51% |
| Return on assets | 0.67% (stronger) | 0.21% |
| Loans ÷ deposits | 36.9% (stronger) | 67.5% |
| Uninsured deposits | 3.4% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kennedy VA Employees Federal Credit Union has the higher TellerScore (85 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Kennedy VA Employees Federal Credit Union leads on 5 and Chattanooga First Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.