Side-by-side · Q2 2026 data
Kenowa Community Federal Credit Union vs Preferred Credit Union
Credit union
Kenowa Community Federal Credit Union
Wyoming, Michigan · Under $100 million in assets
Metric by metric
| Measure | Kenowa Community Federal Credit Union | Preferred Credit Union |
|---|---|---|
| TellerScore | 85 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 93 (stronger) | 88 |
| Earnings | 71 (stronger) | 64 |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 77th | 91st |
| Total assets | $30.4M | $318.1M |
| Deposits / shares | $25.5M | $270.6M |
| Capital ratio | 16.08% (stronger) | 14.25% |
| Problem loans | 0.22% (stronger) | 0.37% |
| Net charge-offs | 0.23% (stronger) | 0.47% |
| Return on assets | 1.28% (stronger) | 1.11% |
| Loans ÷ deposits | 106.1% | 58.2% (stronger) |
| Uninsured deposits | 6.0% | 3.1% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.6% |
Preferred Credit Union has the higher TellerScore (87 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Kenowa Community Federal Credit Union leads on 4 and Preferred Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.