Headquartered in Wyoming, Michigan, Kenowa Community Federal Credit Union is a federal credit union with $30.4M in total assets and $25.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1952.
Kenowa Community Federal Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 77% of its 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 28th. Capital cushion contributes the most (100/100, 16.08%); funding & liquidity contributes the least (54/100, 106% loans-to-deposits, 6% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (85 → 85).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 77 |
| Q4 2024 | 83 |
| Q1 2025 | 77 |
| Q2 2025 | 85 |
| Q3 2025 | 86 |
| Q4 2025 | 85 |
| Q1 2026 | 86 |
| Q2 2026 | 85 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.35% |
| Q3 2024 | 13.27% |
| Q4 2024 | 13.65% |
| Q1 2025 | 13.59% |
| Q2 2025 | 14.69% |
| Q3 2025 | 15.28% |
| Q4 2025 | 15.37% |
| Q1 2026 | 15.34% |
| Q2 2026 | 16.08% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.02% |
| Q3 2024 | 1.38% |
| Q4 2024 | 0.53% |
| Q1 2025 | 0.14% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.21% |
| Q4 2025 | 0.50% |
| Q1 2026 | 0.26% |
| Q2 2026 | 0.22% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.07% |
| Q3 2024 | 1.83% |
| Q4 2024 | 1.46% |
| Q1 2025 | 0.21% |
| Q2 2025 | 0.75% |
| Q3 2025 | 1.08% |
| Q4 2025 | 1.29% |
| Q1 2026 | 1.16% |
| Q2 2026 | 1.28% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $30.4M | 16.08% | 0.22% | 1.28% | 106.1% |
| Q1 2026 | 86 | $31.2M | 15.34% | 0.26% | 1.16% | 95.3% |
| Q4 2025 | 85 | $30.5M | 15.37% | 0.50% | 1.29% | 93.8% |
| Q3 2025 | 86 | $29.7M | 15.28% | 0.21% | 1.08% | 94.5% |
| Q2 2025 | 85 | $30.0M | 14.69% | 0.02% | 0.75% | 85.9% |
| Q1 2025 | 77 | $31.7M | 13.59% | 0.14% | 0.21% | 80.1% |
| Q4 2024 | 83 | $31.5M | 13.65% | 0.53% | 1.46% | 83.2% |
| Q3 2024 | 77 | $32.3M | 13.27% | 1.38% | 1.83% | 81.0% |
| Q2 2024 | 82 | $31.2M | 13.35% | 1.02% | 2.07% | 83.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Michigan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Montcalm Public Employees Credit UnionCredit union Edmore, MI | 84 out of 100, Strong | $26.9M | 16.9% | 1.19% | vs |
| Farm Bureau Family Credit UnionCredit union Lansing, MI | 81 out of 100, Strong | $26.6M | 12.5% | 0.64% | vs |
| Construction Federal Credit UnionCredit union Bingham Farms, MI | 51 out of 100, Below average | $26.4M | 13.6% | 5.71% | vs |
| Flagship Community Federal Credit UnionCredit union Port Huron, MI | 76 out of 100, Strong | $34.8M | 11.2% | 0.31% | vs |
| Dowagiac Area Federal Credit UnionCredit union Dowagiac, MI | 80 out of 100, Strong | $26.0M | 11.1% | 0.49% | vs |
| Michigan Coastal Credit UnionCredit union Muskegon, MI | 33 out of 100, Low | $25.7M | 8.7% | 4.04% | vs |
Deposit insurance
Is my money safe at Kenowa Community Federal Credit Union?
Yes. Kenowa Community Federal Credit Union is a federally insured credit union (NCUA charter #8119). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.0% of shares and deposits ($1.5M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 16.08%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Kenowa Community Federal Credit Union lists 1 office in 1 city. Most locations:
- Wyoming, MI (1)
Identity & history
Profile
- Legal name
- Kenowa Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 8119
- RSSD ID
- 419684
- Primary regulator
- NCUA
- Established
- 1952
- Headquarters
- 1905 28th Street St Sw, Sw, Wyoming, MI 49519
- Employees
- 8
Quick answers
Kenowa Community Federal Credit Union: common questions
Is Kenowa Community Federal Credit Union NCUA insured?
Yes. Kenowa Community Federal Credit Union is a federally insured credit union (NCUA charter #8119). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Kenowa Community Federal Credit Union's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Kenowa Community Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Wyoming
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Total Community Credit UnionCredit union Taylor, MI | 97 out of 100, Very strong | $111.3M | 15.3% | 0.36% | vs |
| Allegheny Central Federal Credit UnionCredit union Dunbar, PA | 95 out of 100, Very strong | $8.2M | 20.8% | 0.18% | vs |
| Aac Credit UnionCredit union Grand Rapids, MI | 90 out of 100, Very strong | $212.4M | 24.2% | 0.36% | vs |
| Preferred Credit UnionCredit union Grand Rapids, MI | 87 out of 100, Very strong | $318.1M | 14.3% | 0.37% | vs |
| Gr Consumers Credit UnionCredit union Wyoming, MI | 86 out of 100, Very strong | $52.0M | 16.6% | 0.16% | vs |
| Blue Water Federal Credit UnionCredit union Port Huron, MI | 86 out of 100, Very strong | $20.4M | 14.4% | 0.23% | vs |