Side-by-side · Q2 2026 data
Kensington Bank vs Concorde Bank
Metric by metric
| Measure | Kensington Bank | Concorde Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 48 |
| Capital cushion | 49 | 51 (stronger) |
| Loan quality | 81 (stronger) | 9 |
| Earnings | 72 (stronger) | 61 |
| Funding & liquidity | 68 | 76 (stronger) |
| Problem-loan coverage | 92 (stronger) | 64 |
| Peer percentile | 40th | 8th |
| Total assets | $446.7M | $88.3M |
| Deposits / shares | $376.2M | $79.1M |
| Capital ratio | 9.90% | 10.13% (stronger) |
| Problem loans | 0.58% (stronger) | 2.73% |
| Net charge-offs | 0.45% | 0.09% (stronger) |
| Return on assets | 1.30% (stronger) | 1.02% |
| Loans ÷ deposits | 90.7% | 81.5% (stronger) |
| Uninsured deposits | 16.9% (stronger) | 17.3% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Kensington Bank has the higher TellerScore (69 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Kensington Bank leads on 4 and Concorde Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.