Side-by-side · Q2 2026 data
Kensington Bank vs Northview Bank
Metric by metric
| Measure | Kensington Bank | Northview Bank |
|---|---|---|
| TellerScore | 69 | 74 (stronger) |
| Capital cushion | 49 | 58 (stronger) |
| Loan quality | 81 | 85 (stronger) |
| Earnings | 72 | 83 (stronger) |
| Funding & liquidity | 68 (stronger) | 64 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 40th | 57th |
| Total assets | $446.7M | $469.7M |
| Deposits / shares | $376.2M | $392.5M |
| Capital ratio | 9.90% | 10.75% (stronger) |
| Problem loans | 0.58% | 0.46% (stronger) |
| Net charge-offs | 0.45% | -0.02% (stronger) |
| Return on assets | 1.30% | 1.57% (stronger) |
| Loans ÷ deposits | 90.7% (stronger) | 96.0% |
| Uninsured deposits | 16.9% | 11.4% (stronger) |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 23.1% |
Northview Bank has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Kensington Bank leads on 1 and Northview Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.