Side-by-side · Q2 2026 data
Kensington Bank vs PrinsBank
Metric by metric
| Measure | Kensington Bank | PrinsBank |
|---|---|---|
| TellerScore | 69 | 85 (stronger) |
| Capital cushion | 49 | 70 (stronger) |
| Loan quality | 81 | 90 (stronger) |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 68 | 77 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 40th | 88th |
| Total assets | $446.7M | $308.3M |
| Deposits / shares | $376.2M | $262.9M |
| Capital ratio | 9.90% | 11.99% (stronger) |
| Problem loans | 0.58% | 0.29% (stronger) |
| Net charge-offs | 0.45% | 0.19% (stronger) |
| Return on assets | 1.30% | 2.99% (stronger) |
| Loans ÷ deposits | 90.7% | 68.0% (stronger) |
| Uninsured deposits | 16.9% (stronger) | 29.0% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
PrinsBank has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Kensington Bank leads on 1 and PrinsBank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.