Side-by-side · Q2 2026 data
Kentland Bank vs Bank of Wolcott
Metric by metric
| Measure | Kentland Bank | Bank of Wolcott |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 75 (stronger) | 70 |
| Loan quality | 81 | 86 (stronger) |
| Earnings | 81 | 88 (stronger) |
| Funding & liquidity | 59 | 73 (stronger) |
| Problem-loan coverage | 75 | 95 (stronger) |
| Peer percentile | 61st | 80th |
| Total assets | $419.4M | $280.3M |
| Deposits / shares | $321.9M | $234.2M |
| Capital ratio | 12.54% (stronger) | 12.01% |
| Problem loans | 0.56% | 0.43% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.53% | 1.69% (stronger) |
| Loans ÷ deposits | 87.9% | 60.2% (stronger) |
| Uninsured deposits | 27.3% (stronger) | 39.2% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Bank of Wolcott has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Kentland Bank leads on 2 and Bank of Wolcott on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.