Side-by-side · Q2 2026 data
Kentland Bank vs Milford Building and Loan Association
Bank
Milford Building and Loan Association
Milford, Illinois · Under $100 million in assets
Metric by metric
| Measure | Kentland Bank | Milford Building and Loan Association |
|---|---|---|
| TellerScore | 75 (stronger) | 51 |
| Capital cushion | 75 (stronger) | 73 |
| Loan quality | 81 (stronger) | 15 |
| Earnings | 81 (stronger) | 32 |
| Funding & liquidity | 59 | 83 (stronger) |
| Problem-loan coverage | 75 (stronger) | 69 |
| Peer percentile | 61st | 10th |
| Total assets | $419.4M | $28.1M |
| Deposits / shares | $321.9M | $24.5M |
| Capital ratio | 12.54% (stronger) | 12.29% |
| Problem loans | 0.56% (stronger) | 2.55% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.53% (stronger) | 0.31% |
| Loans ÷ deposits | 87.9% | 75.4% (stronger) |
| Uninsured deposits | 27.3% | 16.6% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kentland Bank has the higher TellerScore (75 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Kentland Bank leads on 4 and Milford Building and Loan Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.