Side-by-side · Q2 2026 data
Kentucky Farmers Bank Corporation vs Desco Federal Credit Union
Metric by metric
| Measure | Kentucky Farmers Bank Corporation | Desco Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 86 (stronger) | 83 |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 81 | 93 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 98th | 68th |
| Total assets | $328.5M | $550.7M |
| Deposits / shares | $276.1M | $481.4M |
| Capital ratio | 15.70% (stronger) | 11.77% |
| Problem loans | 0.43% (stronger) | 0.51% |
| Net charge-offs | 0.05% (stronger) | 0.12% |
| Return on assets | 2.12% (stronger) | 0.98% |
| Loans ÷ deposits | 60.1% (stronger) | 66.8% |
| Uninsured deposits | 32.1% | 12.7% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kentucky Farmers Bank Corporation has the higher TellerScore (93 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Kentucky Farmers Bank Corporation leads on 6 and Desco Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.