Side-by-side · Q2 2026 data
Kerndt Brothers Savings Bank vs Bank 1st
Metric by metric
| Measure | Kerndt Brothers Savings Bank | Bank 1st |
|---|---|---|
| TellerScore | 79 | 91 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 86 (stronger) | 76 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 75th | 96th |
| Total assets | $347.2M | $166.1M |
| Deposits / shares | $282.8M | $128.6M |
| Capital ratio | 10.88% | 15.20% (stronger) |
| Problem loans | 0.65% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.48% (stronger) | 1.30% |
| Loans ÷ deposits | 71.5% (stronger) | 74.2% |
| Uninsured deposits | 17.3% (stronger) | 24.3% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
Bank 1st has the higher TellerScore (91 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Kerndt Brothers Savings Bank leads on 3 and Bank 1st on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- West Union, IA