Side-by-side · Q2 2026 data
Kerndt Brothers Savings Bank vs PCSB Bank
Metric by metric
| Measure | Kerndt Brothers Savings Bank | PCSB Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 59 | 61 (stronger) |
| Loan quality | 78 | 92 (stronger) |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 86 | 96 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 75th | 68th |
| Total assets | $347.2M | $326.1M |
| Deposits / shares | $282.8M | $294.0M |
| Capital ratio | 10.88% | 11.09% (stronger) |
| Problem loans | 0.65% | 0.25% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 2.48% (stronger) | 0.91% |
| Loans ÷ deposits | 71.5% | 60.3% (stronger) |
| Uninsured deposits | 17.3% (stronger) | 18.7% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
Kerndt Brothers Savings Bank has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Kerndt Brothers Savings Bank leads on 4 and PCSB Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.