Side-by-side · Q2 2026 data
Kerr County Federal Credit Union vs 4u Federal Credit Union
Metric by metric
| Measure | Kerr County Federal Credit Union | 4u Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 63 |
| Capital cushion | 71 (stronger) | 39 |
| Loan quality | 61 | 99 (stronger) |
| Earnings | 52 (stronger) | 29 |
| Funding & liquidity | 76 (stronger) | 74 |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 41st | 29th |
| Total assets | $156.2M | $156.2M |
| Deposits / shares | $136.3M | $140.6M |
| Capital ratio | 12.14% (stronger) | 8.91% |
| Problem loans | 1.17% | 0.04% (stronger) |
| Net charge-offs | 1.52% | 0.04% (stronger) |
| Return on assets | 0.80% (stronger) | 0.23% |
| Loans ÷ deposits | 84.6% (stronger) | 86.5% |
| Uninsured deposits | 7.3% (stronger) | 12.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Kerr County Federal Credit Union has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Kerr County Federal Credit Union leads on 5 and 4u Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.