Side-by-side · Q2 2026 data
Kerr County Federal Credit Union vs Communities of Abilene Federal Credit Union
Credit union
Communities of Abilene Federal Credit Union
Abilene, Texas · $100 million – $1 billion
Metric by metric
| Measure | Kerr County Federal Credit Union | Communities of Abilene Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 72 (stronger) |
| Capital cushion | 71 (stronger) | 59 |
| Loan quality | 61 | 92 (stronger) |
| Earnings | 52 (stronger) | 37 |
| Funding & liquidity | 76 | 96 (stronger) |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 41st | 57th |
| Total assets | $156.2M | $161.1M |
| Deposits / shares | $136.3M | $151.1M |
| Capital ratio | 12.14% (stronger) | 10.86% |
| Problem loans | 1.17% | 0.23% (stronger) |
| Net charge-offs | 1.52% | 0.26% (stronger) |
| Return on assets | 0.80% (stronger) | 0.43% |
| Loans ÷ deposits | 84.6% | 64.7% (stronger) |
| Uninsured deposits | 7.3% | 4.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Communities of Abilene Federal Credit Union has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Kerr County Federal Credit Union leads on 2 and Communities of Abilene Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.