Side-by-side · Q2 2026 data
Kerr County Federal Credit Union vs Community Service Credit Union
Metric by metric
| Measure | Kerr County Federal Credit Union | Community Service Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 59 |
| Capital cushion | 71 (stronger) | 44 |
| Loan quality | 61 | 73 (stronger) |
| Earnings | 52 (stronger) | 38 |
| Funding & liquidity | 76 (stronger) | 75 |
| Problem-loan coverage | 82 | 86 (stronger) |
| Peer percentile | 41st | 19th |
| Total assets | $156.2M | $163.8M |
| Deposits / shares | $136.3M | $146.5M |
| Capital ratio | 12.14% (stronger) | 9.45% |
| Problem loans | 1.17% | 0.82% (stronger) |
| Net charge-offs | 1.52% | 1.39% (stronger) |
| Return on assets | 0.80% (stronger) | 0.44% |
| Loans ÷ deposits | 84.6% (stronger) | 84.9% |
| Uninsured deposits | 7.3% (stronger) | 10.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kerr County Federal Credit Union has the higher TellerScore (67 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Kerr County Federal Credit Union leads on 5 and Community Service Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.