Side-by-side · Q2 2026 data
Keys Federal Credit Union vs Loyalty Credit Union
Metric by metric
| Measure | Keys Federal Credit Union | Loyalty Credit Union |
|---|---|---|
| TellerScore | 62 | 75 (stronger) |
| Capital cushion | 60 | 66 (stronger) |
| Loan quality | 71 | 78 (stronger) |
| Earnings | 31 | 59 (stronger) |
| Funding & liquidity | 80 | 97 (stronger) |
| Problem-loan coverage | 81 | 94 (stronger) |
| Peer percentile | 26th | 66th |
| Total assets | $253.2M | $300.3M |
| Deposits / shares | $218.6M | $263.8M |
| Capital ratio | 10.98% | 11.61% (stronger) |
| Problem loans | 0.88% | 0.66% (stronger) |
| Net charge-offs | 1.66% | 0.88% (stronger) |
| Return on assets | 0.28% | 0.98% (stronger) |
| Loans ÷ deposits | 80.6% | 63.4% (stronger) |
| Uninsured deposits | 7.4% | 0.0% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.7% |
Loyalty Credit Union has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Keys Federal Credit Union leads on 0 and Loyalty Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.