TellerScore

Side-by-side · Q2 2026 data

Keystone Savings Bank vs Metco Credit Union

Bank

Keystone Savings Bank

Marengo, Iowa · $100 million – $1 billion

60of 100
Moderate

Credit union

Metco Credit Union

Cedar Rapids, Iowa · Under $100 million in assets

92of 100
Very strong

Metric by metric

MeasureKeystone Savings BankMetco Credit Union
TellerScore6092 (stronger)
Capital cushion63100 (stronger)
Loan quality5277 (stronger)
Earnings40100 (stronger)
Funding & liquidity8189 (stronger)
Problem-loan coverage8496 (stronger)
Peer percentile19th92nd
Total assets$200.8M$58.7M
Deposits / shares$168.7M$47.3M
Capital ratio11.29%18.81% (stronger)
Problem loans1.44%0.70% (stronger)
Net charge-offs0.02% (stronger)0.05%
Return on assets0.50%2.65% (stronger)
Loans ÷ deposits73.7%70.9% (stronger)
Uninsured deposits20.5%0.8% (stronger)
Offices51
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)4.1%—

Metco Credit Union has the higher TellerScore (92 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Keystone Savings Bank leads on 1 and Metco Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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