The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 3 points (63 → 60), mostly because the earnings component weakened by 11 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Iowa

Yes. Keystone Savings Bank is an FDIC-insured institution (FDIC certificate #17993). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.5% of deposits ($34.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.29%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.47% (benchmark: 10%).

Check how much of your own balance is covered

Keystone Savings Bank lists 5 offices in 5 cities. Most locations:

• Center Point, IA (1)
• Keystone, IA (1)
• Marengo, IA (1)
• Pleasant Hill, IA (1)
• Victor, IA (1)

All branch addresses and map

In 2025, Keystone Savings Bank reported 49 home-loan applications under HMDA (LEI 254900I4Q994MFILTR26): 45 originated ($5,015,000 total), 2 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Keystone Savings Bank

Type

State-chartered bank

FDIC certificate #

17993

RSSD ID

931944

Primary regulator

FDIC

Holding company

Keystone Community Bcorp

Established

April 27, 1935

Headquarters

330 Western Avenue, Marengo, IA 52301

Website

www.keystonesavings.bank

Employees

30