Side-by-side · Q2 2026 data
Kinetic Federal Credit Union vs Credit Union of Georgia
Metric by metric
| Measure | Kinetic Federal Credit Union | Credit Union of Georgia |
|---|---|---|
| TellerScore | 66 | 68 (stronger) |
| Capital cushion | 91 (stronger) | 55 |
| Loan quality | 48 | 67 (stronger) |
| Earnings | 32 | 68 (stronger) |
| Funding & liquidity | 82 (stronger) | 81 |
| Problem-loan coverage | 84 | 86 (stronger) |
| Peer percentile | 37th | 45th |
| Total assets | $664.6M | $766.1M |
| Deposits / shares | $569.5M | $670.3M |
| Capital ratio | 14.08% (stronger) | 10.46% |
| Problem loans | 1.55% | 1.00% (stronger) |
| Net charge-offs | 1.14% | 0.31% (stronger) |
| Return on assets | 0.31% | 1.20% (stronger) |
| Loans ÷ deposits | 78.3% (stronger) | 79.1% |
| Uninsured deposits | 7.5% | 6.8% (stronger) |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.5% | 24.6% |
Credit Union of Georgia has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Kinetic Federal Credit Union leads on 2 and Credit Union of Georgia on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.