Credit Union of Georgia (NCUA charter #68571) is based in Woodstock, Georgia. Its Q2 2026 call report shows $766.1M in total assets and $670.3M in member shares and deposits and 9 offices.
Credit Union of Georgia has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 45% of its 1,341 credit unions with $100 million – $1 billion. Among 71 credit unions headquartered in Georgia, it ranks 40th. Problem-loan coverage contributes the most (86/100, 6.9%); capital cushion contributes the least (55/100, 10.46%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 68).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 68 |
| Q4 2024 | 68 |
| Q1 2025 | 71 |
| Q2 2025 | 68 |
| Q3 2025 | 68 |
| Q4 2025 | 68 |
| Q1 2026 | 69 |
| Q2 2026 | 68 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.62% |
| Q3 2024 | 9.70% |
| Q4 2024 | 9.78% |
| Q1 2025 | 9.91% |
| Q2 2025 | 9.99% |
| Q3 2025 | 10.23% |
| Q4 2025 | 10.29% |
| Q1 2026 | 10.34% |
| Q2 2026 | 10.46% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.70% |
| Q3 2024 | 0.68% |
| Q4 2024 | 0.67% |
| Q1 2025 | 0.37% |
| Q2 2025 | 0.65% |
| Q3 2025 | 0.83% |
| Q4 2025 | 0.80% |
| Q1 2026 | 0.68% |
| Q2 2026 | 1.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.21% |
| Q3 2024 | 1.11% |
| Q4 2024 | 1.09% |
| Q1 2025 | 1.08% |
| Q2 2025 | 1.03% |
| Q3 2025 | 1.17% |
| Q4 2025 | 1.15% |
| Q1 2026 | 1.07% |
| Q2 2026 | 1.20% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $766.1M | 10.46% | 1.00% | 1.20% | 79.1% |
| Q1 2026 | 69 | $760.8M | 10.34% | 0.68% | 1.07% | 76.9% |
| Q4 2025 | 68 | $732.6M | 10.29% | 0.80% | 1.15% | 79.9% |
| Q3 2025 | 68 | $712.5M | 10.23% | 0.83% | 1.17% | 81.3% |
| Q2 2025 | 68 | $702.9M | 9.99% | 0.65% | 1.03% | 80.2% |
| Q1 2025 | 71 | $693.8M | 9.91% | 0.37% | 1.08% | 78.8% |
| Q4 2024 | 68 | $673.0M | 9.78% | 0.67% | 1.09% | 78.0% |
| Q3 2024 | 68 | $672.3M | 9.70% | 0.68% | 1.11% | 75.2% |
| Q2 2024 | 68 | $656.5M | 9.62% | 0.70% | 1.21% | 76.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Coosa Valley Credit UnionCredit union Rome, GA | 65 out of 100, Moderate | $765.9M | 9.5% | 0.61% | vs |
| Kinetic Federal Credit UnionCredit union Columbus, GA | 66 out of 100, Moderate | $664.6M | 14.1% | 1.55% | vs |
| The Southern Credit UnionCredit union Fayetteville, GA | 76 out of 100, Strong | $560.2M | 11.6% | 0.10% | vs |
| Midsouth Community Federal Credit UnionCredit union Macon, GA | 77 out of 100, Strong | $484.5M | 14.3% | 0.98% | vs |
| Southeastern Credit UnionCredit union Valdosta, GA | 73 out of 100, Strong | $440.7M | 10.8% | 0.41% | vs |
| Membersfirst Credit UnionCredit union Decatur, GA | 76 out of 100, Strong | $429.0M | 11.7% | 0.20% | vs |
Deposit insurance
Is my money safe at Credit Union of Georgia?
Yes. Credit Union of Georgia is a federally insured credit union (NCUA charter #68571). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.8% of shares and deposits ($45.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.46%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
9 locations
Branches
Credit Union of Georgia lists 9 offices in 4 cities. Most locations:
- Marietta, GA (4)
- Canton, GA (2)
- Kennesaw, GA (2)
- Woodstock, GA (1)
HMDA 2025
Mortgage lending
In 2025, Credit Union of Georgia reported 1,478 home-loan applications under HMDA (LEI 549300STHIK6SGJQIY70): 951 originated ($119,775,000 total), 333 denied, and 126 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Credit Union of Georgia
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68571
- RSSD ID
- 246880
- Primary regulator
- State + NCUA
- Established
- 1960
- Headquarters
- PO Box 2148, Woodstock, GA 30188
- Employees
- 117
Quick answers
Credit Union of Georgia: common questions
Is Credit Union of Georgia NCUA insured?
Yes. Credit Union of Georgia is a federally insured credit union (NCUA charter #68571). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Credit Union of Georgia's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Credit Union of Georgia have?
9 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Woodstock
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Knox County Teachers Federal Credit UnionCredit union Knoxville, TN | 93 out of 100, Very strong | $34.4M | 15.5% | 0.01% | vs |
| CIBC National Trust CompanyBank Atlanta, GA | 93 out of 100, Very strong | $412.8M | 59.6% | 0.00% | vs |
| Northside Federal Credit UnionCredit union Atlanta, GA | 88 out of 100, Very strong | $20.8M | 18.9% | 0.54% | vs |
| Genuine Parts Credit UnionCredit union Norcross, GA | 87 out of 100, Very strong | $19.5M | 79.2% | 0.00% | vs |
| Happy Valley Credit UnionCredit union Elizabethton, TN | 86 out of 100, Very strong | $36.9M | 18.3% | 0.82% | vs |
| The Citizens Bank of GeorgiaBank Cumming, GA | 85 out of 100, Very strong | $598.5M | 11.5% | 0.00% | vs |