Side-by-side · Q2 2026 data
Kinetic Federal Credit Union vs Southeastern Credit Union
Metric by metric
| Measure | Kinetic Federal Credit Union | Southeastern Credit Union |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 91 (stronger) | 58 |
| Loan quality | 48 | 86 (stronger) |
| Earnings | 32 | 66 (stronger) |
| Funding & liquidity | 82 (stronger) | 74 |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 37th | 60th |
| Total assets | $664.6M | $440.7M |
| Deposits / shares | $569.5M | $388.5M |
| Capital ratio | 14.08% (stronger) | 10.81% |
| Problem loans | 1.55% | 0.41% (stronger) |
| Net charge-offs | 1.14% | 0.17% (stronger) |
| Return on assets | 0.31% | 1.14% (stronger) |
| Loans ÷ deposits | 78.3% (stronger) | 85.8% |
| Uninsured deposits | 7.5% | 5.9% (stronger) |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.5% | 3.3% |
Southeastern Credit Union has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Kinetic Federal Credit Union leads on 2 and Southeastern Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.