Side-by-side · Q2 2026 data
Kingston National Bank vs Homeland Credit Union
Metric by metric
| Measure | Kingston National Bank | Homeland Credit Union |
|---|---|---|
| TellerScore | 66 | 82 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 91 (stronger) | 63 |
| Earnings | 54 | 57 (stronger) |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 31st | 82nd |
| Total assets | $586.3M | $624.2M |
| Deposits / shares | $536.2M | $547.3M |
| Capital ratio | 9.21% | 15.79% (stronger) |
| Problem loans | 0.27% (stronger) | 1.10% |
| Net charge-offs | -0.01% (stronger) | 0.89% |
| Return on assets | 0.84% | 0.93% (stronger) |
| Loans ÷ deposits | 74.5% | 30.5% (stronger) |
| Uninsured deposits | 33.2% | 7.6% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | 33.3% |
Homeland Credit Union has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Kingston National Bank leads on 2 and Homeland Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.