Side-by-side · Q2 2026 data
Kingston National Bank vs Portage Community Bank
Metric by metric
| Measure | Kingston National Bank | Portage Community Bank |
|---|---|---|
| TellerScore | 66 | 74 (stronger) |
| Capital cushion | 42 | 58 (stronger) |
| Loan quality | 91 | 91 |
| Earnings | 54 | 62 (stronger) |
| Funding & liquidity | 66 | 79 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 31st | 57th |
| Total assets | $586.3M | $552.2M |
| Deposits / shares | $536.2M | $489.6M |
| Capital ratio | 9.21% | 10.83% (stronger) |
| Problem loans | 0.27% | 0.27% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 0.84% | 1.06% (stronger) |
| Loans ÷ deposits | 74.5% (stronger) | 81.2% |
| Uninsured deposits | 33.2% | 8.5% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | — |
Portage Community Bank has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Kingston National Bank leads on 2 and Portage Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.