Side-by-side · Q2 2026 data
Kinmundy Bank vs Kaskaskia Valley Community Credit Union
Credit union
Kaskaskia Valley Community Credit Union
Centralia, Illinois · Under $100 million in assets
Metric by metric
| Measure | Kinmundy Bank | Kaskaskia Valley Community Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 49 |
| Capital cushion | 80 (stronger) | 29 |
| Loan quality | 78 (stronger) | 62 |
| Earnings | 100 (stronger) | 13 |
| Funding & liquidity | 79 | 94 (stronger) |
| Problem-loan coverage | 92 (stronger) | 83 |
| Peer percentile | 78th | 8th |
| Total assets | $80.1M | $29.4M |
| Deposits / shares | $69.0M | $26.6M |
| Capital ratio | 13.04% (stronger) | 7.91% |
| Problem loans | 0.67% (stronger) | 1.13% |
| Net charge-offs | 0.06% (stronger) | 0.51% |
| Return on assets | 2.14% (stronger) | -0.18% |
| Loans ÷ deposits | 73.1% | 66.5% (stronger) |
| Uninsured deposits | 22.5% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kinmundy Bank has the higher TellerScore (85 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Kinmundy Bank leads on 5 and Kaskaskia Valley Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.