Kaskaskia Valley Community Credit Union (NCUA charter #65988) is based in Centralia, Illinois. Its Q2 2026 call report shows $29.4M in total assets and $26.6M in member shares and deposits and 3 offices.
Based on its Q2 2026 filing, Kaskaskia Valley Community Credit Union scores 49/100, which we describe as below average. That is higher than only 8% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 184th. Its strongest component is funding & liquidity (94/100; 67% loans-to-deposits, 0% uninsured), and its lowest is earnings (13/100; -0.18%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (51 → 49), mostly because the capital cushion component weakened by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 61 |
| Q4 2024 | 62 |
| Q1 2025 | 48 |
| Q2 2025 | 51 |
| Q3 2025 | 49 |
| Q4 2025 | 45 |
| Q1 2026 | 43 |
| Q2 2026 | 49 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.39% |
| Q3 2024 | 9.98% |
| Q4 2024 | 9.61% |
| Q1 2025 | 9.53% |
| Q2 2025 | 9.31% |
| Q3 2025 | 8.90% |
| Q4 2025 | 8.53% |
| Q1 2026 | 7.98% |
| Q2 2026 | 7.91% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.12% |
| Q3 2024 | 0.78% |
| Q4 2024 | 0.85% |
| Q1 2025 | 1.44% |
| Q2 2025 | 1.47% |
| Q3 2025 | 1.08% |
| Q4 2025 | 1.37% |
| Q1 2026 | 1.55% |
| Q2 2026 | 1.13% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.24% |
| Q4 2024 | 0.66% |
| Q1 2025 | -0.40% |
| Q2 2025 | 0.13% |
| Q3 2025 | -0.51% |
| Q4 2025 | -0.47% |
| Q1 2026 | -0.54% |
| Q2 2026 | -0.18% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 49 | $29.4M | 7.91% | 1.13% | -0.18% | 66.5% |
| Q1 2026 | 43 | $29.0M | 7.98% | 1.55% | -0.54% | 66.0% |
| Q4 2025 | 45 | $28.4M | 8.53% | 1.37% | -0.47% | 70.8% |
| Q3 2025 | 49 | $27.5M | 8.90% | 1.08% | -0.51% | 75.0% |
| Q2 2025 | 51 | $27.6M | 9.31% | 1.47% | 0.13% | 75.7% |
| Q1 2025 | 48 | $27.0M | 9.53% | 1.44% | -0.40% | 75.0% |
| Q4 2024 | 62 | $26.7M | 9.61% | 0.85% | 0.66% | 75.9% |
| Q3 2024 | 61 | $26.7M | 9.98% | 0.78% | 0.24% | 74.7% |
| Q2 2024 | 62 | $27.1M | 9.39% | 1.12% | 0.82% | 68.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| River to River Credit UnionCredit union Vienna, IL | 97 out of 100, Very strong | $29.7M | 14.7% | 0.23% | vs |
| Elca Federal Credit UnionCredit union Chicago, IL | 67 out of 100, Moderate | $30.1M | 10.9% | 0.18% | vs |
| Community Plus Federal Credit UnionCredit union Rantoul, IL | 90 out of 100, Very strong | $28.1M | 18.4% | 0.51% | vs |
| Siue Credit UnionCredit union Edwardsville, IL | 74 out of 100, Strong | $30.7M | 10.6% | 0.22% | vs |
| Chicago Post Office Employees Credit UnionCredit union Chicago, IL | 63 out of 100, Moderate | $27.9M | 22.2% | 2.65% | vs |
| 2 Rivers Area Credit UnionCredit union Kankakee, IL | 66 out of 100, Moderate | $27.7M | 10.7% | 0.78% | vs |
Deposit insurance
Is my money safe at Kaskaskia Valley Community Credit Union?
Yes. Kaskaskia Valley Community Credit Union is a federally insured credit union (NCUA charter #65988). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 7.91%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Kaskaskia Valley Community Credit Union lists 3 offices in 3 cities. Most locations:
- Centralia, IL (1)
- Mount Vernon, IL (1)
- Salem, IL (1)
Identity & history
Profile
- Legal name
- Kaskaskia Valley Community Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 65988
- RSSD ID
- 619792
- Primary regulator
- State + NCUA
- Established
- 1982
- Headquarters
- 401 S Poplar St, Centralia, IL 62801
- Employees
- 16
Quick answers
Kaskaskia Valley Community Credit Union: common questions
Is Kaskaskia Valley Community Credit Union NCUA insured?
Yes. Kaskaskia Valley Community Credit Union is a federally insured credit union (NCUA charter #65988). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Kaskaskia Valley Community Credit Union's TellerScore?
49 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Kaskaskia Valley Community Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Centralia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Salem School System Credit UnionCredit union Salem, IL | 87 out of 100, Very strong | $2.2M | 30.9% | 0.00% | vs |
| Germantown Trust & Savings BankBank Breese, IL | 87 out of 100, Very strong | $523.6M | 11.6% | 0.13% | vs |
| Kinmundy BankBank Kinmundy, IL | 85 out of 100, Very strong | $80.1M | 13.0% | 0.67% | vs |
| Nashville Savings BankBank Nashville, IL | 84 out of 100, Strong | $107.9M | 12.9% | 0.00% | vs |
| The Peoples State Bank of Newton, IllinoisBank Newton, IL | 81 out of 100, Strong | $736.7M | 13.5% | 0.54% | vs |
| Genfed Financial Credit UnionCredit union Akron, OH | 79 out of 100, Strong | $335.9M | 16.8% | 1.38% | vs |