Side-by-side · Q2 2026 data
Kinzua Federal Credit Union vs Alcose Credit Union
Credit union
Kinzua Federal Credit Union
Warren, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Kinzua Federal Credit Union | Alcose Credit Union |
|---|---|---|
| TellerScore | 88 | 89 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 96 | 99 (stronger) |
| Earnings | 49 (stronger) | 47 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 85th | 87th |
| Total assets | $16.7M | $16.1M |
| Deposits / shares | $14.2M | $13.7M |
| Capital ratio | 14.73% | 16.42% (stronger) |
| Problem loans | 0.11% | 0.03% (stronger) |
| Net charge-offs | -0.34% (stronger) | 0.90% |
| Return on assets | 0.73% (stronger) | 0.66% |
| Loans ÷ deposits | 30.3% (stronger) | 32.8% |
| Uninsured deposits | 0.0% (stronger) | 0.9% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alcose Credit Union has the higher TellerScore (89 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Kinzua Federal Credit Union leads on 4 and Alcose Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.