Side-by-side · Q2 2026 data
Kirkwood Bank & Trust Co. vs Capital Credit Union
Metric by metric
| Measure | Kirkwood Bank & Trust Co. | Capital Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 66 |
| Capital cushion | 49 | 81 (stronger) |
| Loan quality | 100 (stronger) | 40 |
| Earnings | 90 (stronger) | 69 |
| Funding & liquidity | 82 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 77th | 37th |
| Total assets | $351.3M | $921.5M |
| Deposits / shares | $312.6M | $770.2M |
| Capital ratio | 9.91% | 13.09% (stronger) |
| Problem loans | 0.00% (stronger) | 1.80% |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 1.75% (stronger) | 1.22% |
| Loans ÷ deposits | 71.1% (stronger) | 94.3% |
| Uninsured deposits | 21.9% | 10.6% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | — |
Kirkwood Bank & Trust Co. has the higher TellerScore (80 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Kirkwood Bank & Trust Co. leads on 5 and Capital Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.