Side-by-side · Q2 2026 data
Kish Bank vs First Area Federal Credit Union
Credit union
First Area Federal Credit Union
Lewistown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Kish Bank | First Area Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 71 (stronger) |
| Capital cushion | 39 | 51 (stronger) |
| Loan quality | 81 (stronger) | 62 |
| Earnings | 67 | 76 (stronger) |
| Funding & liquidity | 27 | 100 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 17th | 42nd |
| Total assets | $2.1B | $29.9M |
| Deposits / shares | $1.5B | $27.0M |
| Capital ratio | 8.92% | 10.12% (stronger) |
| Problem loans | 0.57% (stronger) | 1.15% |
| Net charge-offs | 0.03% (stronger) | 0.10% |
| Return on assets | 1.18% | 1.39% (stronger) |
| Loans ÷ deposits | 116.5% | 17.5% (stronger) |
| Uninsured deposits | 35.6% | 2.0% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
First Area Federal Credit Union has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Kish Bank leads on 2 and First Area Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lewistown, PA