Side-by-side · Q2 2026 data
Kish Bank vs MCS Bank
Metric by metric
| Measure | Kish Bank | MCS Bank |
|---|---|---|
| TellerScore | 58 | 73 (stronger) |
| Capital cushion | 39 | 67 (stronger) |
| Loan quality | 81 | 88 (stronger) |
| Earnings | 67 (stronger) | 55 |
| Funding & liquidity | 27 | 67 (stronger) |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 17th | 53rd |
| Total assets | $2.1B | $224.7M |
| Deposits / shares | $1.5B | $196.1M |
| Capital ratio | 8.92% | 11.69% (stronger) |
| Problem loans | 0.57% | 0.36% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.04% |
| Return on assets | 1.18% (stronger) | 0.87% |
| Loans ÷ deposits | 116.5% | 93.7% (stronger) |
| Uninsured deposits | 35.6% | 9.3% (stronger) |
| Offices | 17 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
MCS Bank has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Kish Bank leads on 2 and MCS Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lewistown, PA
- Allensville, PA
- Belleville, PA