Side-by-side · Q2 2026 data
Kish Bank vs Penn State Federal Credit Union
Credit union
Penn State Federal Credit Union
Bellefonte, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Kish Bank | Penn State Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 93 (stronger) |
| Capital cushion | 39 | 90 (stronger) |
| Loan quality | 81 | 89 (stronger) |
| Earnings | 67 | 94 (stronger) |
| Funding & liquidity | 27 | 100 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 17th | 97th |
| Total assets | $2.1B | $274.4M |
| Deposits / shares | $1.5B | $238.4M |
| Capital ratio | 8.92% | 14.01% (stronger) |
| Problem loans | 0.57% | 0.33% (stronger) |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 1.18% | 1.86% (stronger) |
| Loans ÷ deposits | 116.5% | 56.4% (stronger) |
| Uninsured deposits | 35.6% | 4.9% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Penn State Federal Credit Union has the higher TellerScore (93 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Kish Bank leads on 0 and Penn State Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- State College, PA
- Bellefonte, PA