Side-by-side · Q2 2026 data
Kitsap Credit Union vs Our Community Credit Union
Metric by metric
| Measure | Kitsap Credit Union | Our Community Credit Union |
|---|---|---|
| TellerScore | 54 | 82 (stronger) |
| Capital cushion | 33 | 77 (stronger) |
| Loan quality | 74 | 84 (stronger) |
| Earnings | 33 | 66 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 11th | 82nd |
| Total assets | $2.5B | $638.3M |
| Deposits / shares | $2.3B | $551.8M |
| Capital ratio | 8.33% | 12.67% (stronger) |
| Problem loans | 0.79% | 0.48% (stronger) |
| Net charge-offs | 1.35% | 0.70% (stronger) |
| Return on assets | 0.32% | 1.16% (stronger) |
| Loans ÷ deposits | 88.7% | 40.7% (stronger) |
| Uninsured deposits | 8.5% | 6.0% (stronger) |
| Offices | 15 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.9% | — |
Our Community Credit Union has the higher TellerScore (82 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Kitsap Credit Union leads on 0 and Our Community Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.