Side-by-side · Q2 2026 data
Kleberg Bank, N.A. vs The First National Bank in Falfurrias
Metric by metric
| Measure | Kleberg Bank, N.A. | The First National Bank in Falfurrias |
|---|---|---|
| TellerScore | 70 | 79 (stronger) |
| Capital cushion | 45 | 48 (stronger) |
| Loan quality | 97 | 97 |
| Earnings | 68 | 89 (stronger) |
| Funding & liquidity | 57 | 82 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 43rd | 63rd |
| Total assets | $736.8M | $79.4M |
| Deposits / shares | $655.5M | $71.4M |
| Capital ratio | 9.45% | 9.82% (stronger) |
| Problem loans | 0.10% | 0.08% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.10% |
| Return on assets | 1.20% | 1.73% (stronger) |
| Loans ÷ deposits | 77.2% | 29.7% (stronger) |
| Uninsured deposits | 38.7% | 31.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
The First National Bank in Falfurrias has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Kleberg Bank, N.A. leads on 1 and The First National Bank in Falfurrias on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.