Side-by-side · Q2 2026 data
Knox County Teachers Federal Credit Union vs Associated Credit Union
Credit union
Knox County Teachers Federal Credit Union
Knoxville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Knox County Teachers Federal Credit Union | Associated Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 74 (stronger) | 49 |
| Funding & liquidity | 89 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 94th | 82nd |
| Total assets | $34.4M | $2.5B |
| Deposits / shares | $28.9M | $2.2B |
| Capital ratio | 15.47% (stronger) | 13.03% |
| Problem loans | 0.01% (stronger) | 0.30% |
| Net charge-offs | 0.03% (stronger) | 0.54% |
| Return on assets | 1.34% (stronger) | 0.72% |
| Loans ÷ deposits | 70.8% (stronger) | 84.9% |
| Uninsured deposits | 2.4% (stronger) | 7.3% |
| Offices | 3 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.1% |
Knox County Teachers Federal Credit Union has the higher TellerScore (93 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Knox County Teachers Federal Credit Union leads on 7 and Associated Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.