TellerScore

Knox County Teachers Federal Credit Union (NCUA charter #10676) is based in Knoxville, Tennessee. Its Q2 2026 call report shows $34.4M in total assets and $28.9M in member shares and deposits and 3 offices across 2 states.

Based on its Q2 2026 filing, Knox County Teachers Federal Credit Union scores 93/100, which we describe as very strong. That is higher than 94% of 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 8th. Its strongest component is capital cushion (100/100; 15.47%), and its lowest is earnings (74/100; 1.34%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.47%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.01%
Earnings74/100
Return on assets (annualized): 1.34%
Funding & liquidity89/100
Loans ÷ shares: 70.8% · 2.4% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.05%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (82 → 93), mostly because the loan quality component improved by 40 points.

TellerScore
828893Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202492
Q4 202492
Q1 202592
Q2 202582
Q3 202592
Q4 202589
Q1 202691
Q2 202693
Net worth ratio
7.00%11.23%15.47%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.28%
Q3 202413.15%
Q4 202413.75%
Q1 202514.08%
Q2 202514.61%
Q3 202514.79%
Q4 202515.04%
Q1 202615.16%
Q2 202615.47%
Delinquent loans (60+ days)
0.01%0.61%1.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.04%
Q3 20240.05%
Q4 20240.13%
Q1 20250.16%
Q2 20251.21%
Q3 20250.05%
Q4 20250.49%
Q1 20260.21%
Q2 20260.01%
Return on assets
1.34%1.63%1.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.87%
Q3 20241.93%
Q4 20241.79%
Q1 20251.65%
Q2 20251.55%
Q3 20251.43%
Q4 20251.45%
Q1 20261.35%
Q2 20261.34%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$34.4M15.47%0.01%1.34%70.8%
Q1 202691$34.4M15.16%0.21%1.35%71.3%
Q4 202589$33.9M15.04%0.49%1.45%72.3%
Q3 202592$33.5M14.79%0.05%1.43%74.3%
Q2 202582$33.3M14.61%1.21%1.55%73.7%
Q1 202592$33.7M14.08%0.16%1.65%71.4%
Q4 202492$33.5M13.75%0.13%1.79%71.4%
Q3 202492$34.2M13.15%0.05%1.93%69.8%
Q2 202490$35.2M12.28%0.04%1.87%65.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.47%
57th
Problem loans0.01%
86th
Net charge-offs0.03%
65th
Return on assets1.34%
81st
Loans to deposits70.8%
32nd
Uninsured deposits2.4%
41st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
86th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Koin Credit UnionCredit union Brentwood, TN64 out of 100, Moderate$34.9M9.2%0.66%vs
Outreach Federal Credit UnionCredit union Hermitage, TN70 out of 100, Strong$35.3M11.0%0.50%vs
Patriot Equity Credit UnionCredit union Jackson, TN44 out of 100, Below average$33.0M10.8%2.92%vs
Knoxville Firefighters Federal Credit UnionCredit union Knoxville, TN98 out of 100, Very strong$36.6M20.2%0.08%vs
Happy Valley Credit UnionCredit union Elizabethton, TN86 out of 100, Very strong$36.9M18.3%0.82%vs
Tennessee Military Federal Credit UnionCredit union Louisville, TN83 out of 100, Strong$31.5M13.1%0.97%vs

Deposit insurance

Is my money safe at Knox County Teachers Federal Credit Union?

Yes. Knox County Teachers Federal Credit Union is a federally insured credit union (NCUA charter #10676). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.4% of shares and deposits ($685K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.47%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Knox County Teachers Federal Credit Union lists 3 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Knox County Teachers Federal Credit Union
Type
Federal credit union
NCUA charter #
10676
RSSD ID
832087
Primary regulator
NCUA
Established
1955
Headquarters
6821 Maynardville Pike, Knoxville, TN 37918
Employees
7

Quick answers

Knox County Teachers Federal Credit Union: common questions

Is Knox County Teachers Federal Credit Union NCUA insured?

Yes. Knox County Teachers Federal Credit Union is a federally insured credit union (NCUA charter #10676). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Knox County Teachers Federal Credit Union's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Knox County Teachers Federal Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Knoxville

InstitutionScoreAssetsCapitalProblem loansCompare
Knoxville Firefighters Federal Credit UnionCredit union Knoxville, TN98 out of 100, Very strong$36.6M20.2%0.08%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
New South Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$90.3M14.9%0.11%vs
Alcoa Municipal Employees Federal Credit UnionCredit union Alcoa, TN94 out of 100, Very strong$4.5M18.9%0.00%vs
City Employees Credit UnionCredit union Knoxville, TN90 out of 100, Very strong$115.3M23.1%0.47%vs