Side-by-side · Q2 2026 data
Knox County Teachers Federal Credit Union vs Northside Federal Credit Union
Credit union
Knox County Teachers Federal Credit Union
Knoxville, Tennessee · Under $100 million in assets
Credit union
Northside Federal Credit Union
Atlanta, Georgia · Under $100 million in assets
Metric by metric
| Measure | Knox County Teachers Federal Credit Union | Northside Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 88 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 74 (stronger) | 71 |
| Funding & liquidity | 89 | 90 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 94th | 85th |
| Total assets | $34.4M | $20.8M |
| Deposits / shares | $28.9M | $16.8M |
| Capital ratio | 15.47% | 18.92% (stronger) |
| Problem loans | 0.01% (stronger) | 0.54% |
| Net charge-offs | 0.03% (stronger) | 0.81% |
| Return on assets | 1.34% (stronger) | 1.27% |
| Loans ÷ deposits | 70.8% | 70.3% (stronger) |
| Uninsured deposits | 2.4% | 0.5% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Knox County Teachers Federal Credit Union has the higher TellerScore (93 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Knox County Teachers Federal Credit Union leads on 4 and Northside Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.