Side-by-side · Q2 2026 data
Knoxville Law Enforcement Federal Credit Union vs St. Thomas Credit Union
Credit union
Knoxville Law Enforcement Federal Credit Union
Knoxville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Knoxville Law Enforcement Federal Credit Union | St. Thomas Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 59 |
| Capital cushion | 88 (stronger) | 73 |
| Loan quality | 83 (stronger) | 38 |
| Earnings | 63 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 94 (stronger) | 77 |
| Peer percentile | 75th | 20th |
| Total assets | $39.1M | $38.3M |
| Deposits / shares | $33.3M | $33.4M |
| Capital ratio | 13.76% (stronger) | 12.26% |
| Problem loans | 0.50% (stronger) | 1.86% |
| Net charge-offs | -0.05% (stronger) | 0.04% |
| Return on assets | 1.06% (stronger) | 0.58% |
| Loans ÷ deposits | 60.5% (stronger) | 88.0% |
| Uninsured deposits | 3.5% (stronger) | 8.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Knoxville Law Enforcement Federal Credit Union has the higher TellerScore (84 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Knoxville Law Enforcement Federal Credit Union leads on 7 and St. Thomas Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.