TellerScore

Knoxville Law Enforcement Federal Credit Union is a federal credit union headquartered in Knoxville, Tennessee, in business for about 69 years. At the end of Q2 2026 it reported $39.1M in total assets and $33.3M in member shares and deposits, with 1 office.

Knoxville Law Enforcement Federal Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 36th. Funding & liquidity contributes the most (100/100, 60% loans-to-deposits, 3% uninsured); earnings contributes the least (63/100, 1.06%).

TellerScore · Q2 2026

Scorecard

Capital cushion88/100
Net worth ratio: 13.76%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.50%
Earnings63/100
Return on assets (annualized): 1.06%
Funding & liquidity100/100
Loans ÷ shares: 60.5% · 3.5% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.81%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (78 → 84), mostly because the capital cushion component improved by 20 points.

TellerScore
647484Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202464
Q3 202466
Q4 202466
Q1 202576
Q2 202578
Q3 202583
Q4 202582
Q1 202684
Q2 202684
Net worth ratio
7.00%10.38%13.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202411.16%
Q3 202411.20%
Q4 202411.03%
Q1 202511.61%
Q2 202511.81%
Q3 202512.34%
Q4 202512.40%
Q1 202612.95%
Q2 202613.76%
Delinquent loans (60+ days)
0.17%0.73%1.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.30%
Q3 20241.09%
Q4 20240.85%
Q1 20250.72%
Q2 20250.54%
Q3 20250.20%
Q4 20250.28%
Q1 20260.17%
Q2 20260.50%
Return on assets
0.27%0.69%1.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.45%
Q3 20240.43%
Q4 20240.27%
Q1 20251.11%
Q2 20251.00%
Q3 20251.08%
Q4 20251.09%
Q1 20261.00%
Q2 20261.06%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$39.1M13.76%0.50%1.06%60.5%
Q1 202684$40.7M12.95%0.17%1.00%56.9%
Q4 202582$41.6M12.40%0.28%1.09%56.3%
Q3 202583$40.9M12.34%0.20%1.08%57.5%
Q2 202578$41.7M11.81%0.54%1.00%55.6%
Q1 202576$41.6M11.61%0.72%1.11%55.3%
Q4 202466$42.7M11.03%0.85%0.27%54.8%
Q3 202466$42.2M11.20%1.09%0.43%57.1%
Q2 202464$42.0M11.16%1.30%0.45%60.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.76%
45th
Problem loans0.50%
59th
Net charge-offs-0.05%
91st
Return on assets1.06%
70th
Loans to deposits60.5%
48th
Uninsured deposits3.5%
32nd
Loan-loss reserves0.00%
37th
Texas ratio2.8%
44th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Nashville Firemen'S Credit UnionCredit union Nashville, TN72 out of 100, Strong$39.2M18.2%1.19%vs
St. Thomas Credit UnionCredit union Nashville, TN59 out of 100, Moderate$38.3M12.3%1.86%vs
M.P.D. Community Credit UnionCredit union Nashville, TN71 out of 100, Strong$41.0M11.3%0.79%vs
Happy Valley Credit UnionCredit union Elizabethton, TN86 out of 100, Very strong$36.9M18.3%0.82%vs
Knoxville Firefighters Federal Credit UnionCredit union Knoxville, TN98 out of 100, Very strong$36.6M20.2%0.08%vs
Outreach Federal Credit UnionCredit union Hermitage, TN70 out of 100, Strong$35.3M11.0%0.50%vs

Deposit insurance

Is my money safe at Knoxville Law Enforcement Federal Credit Union?

Yes. Knoxville Law Enforcement Federal Credit Union is a federally insured credit union (NCUA charter #11533). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.5% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.76%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Knoxville Law Enforcement Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Knoxville Law Enforcement Federal Credit Union
Type
Federal credit union
NCUA charter #
11533
RSSD ID
655080
Primary regulator
NCUA
Established
1957
Headquarters
501 E. Summit Hill Drive, Knoxville, TN 37915
Employees
6

Quick answers

Knoxville Law Enforcement Federal Credit Union: common questions

Is Knoxville Law Enforcement Federal Credit Union NCUA insured?

Yes. Knoxville Law Enforcement Federal Credit Union is a federally insured credit union (NCUA charter #11533). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Knoxville Law Enforcement Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Knoxville Law Enforcement Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Knoxville

InstitutionScoreAssetsCapitalProblem loansCompare
Sevier County Schools Federal Credit UnionCredit union Sevierville, TN99 out of 100, Very strong$13.9M21.8%0.09%vs
Knoxville Firefighters Federal Credit UnionCredit union Knoxville, TN98 out of 100, Very strong$36.6M20.2%0.08%vs
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
New South Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$90.3M14.9%0.11%vs
Alcoa Municipal Employees Federal Credit UnionCredit union Alcoa, TN94 out of 100, Very strong$4.5M18.9%0.00%vs