Side-by-side · Q2 2026 data
Kone Employees Credit Union vs Empeople Credit Union
Metric by metric
| Measure | Kone Employees Credit Union | Empeople Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 82 (stronger) | 80 |
| Earnings | 97 (stronger) | 50 |
| Funding & liquidity | 96 (stronger) | 62 |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 95th | 19th |
| Total assets | $20.7M | $2.3B |
| Deposits / shares | $17.1M | $2.0B |
| Capital ratio | 17.47% (stronger) | 8.31% |
| Problem loans | 0.55% (stronger) | 0.59% |
| Net charge-offs | 0.39% (stronger) | 0.46% |
| Return on assets | 1.93% (stronger) | 0.74% |
| Loans ÷ deposits | 63.8% (stronger) | 96.1% |
| Uninsured deposits | 3.4% (stronger) | 16.7% |
| Offices | 1 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.7% |
Kone Employees Credit Union has the higher TellerScore (94 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Kone Employees Credit Union leads on 7 and Empeople Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.