Side-by-side · Q2 2026 data
Kone Employees Credit Union vs Vibrant Credit Union
Metric by metric
| Measure | Kone Employees Credit Union | Vibrant Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 42 |
| Capital cushion | 100 (stronger) | 30 |
| Loan quality | 82 (stronger) | 47 |
| Earnings | 97 (stronger) | 29 |
| Funding & liquidity | 96 (stronger) | 60 |
| Problem-loan coverage | 97 (stronger) | 65 |
| Peer percentile | 95th | 2nd |
| Total assets | $20.7M | $1.2B |
| Deposits / shares | $17.1M | $958.6M |
| Capital ratio | 17.47% (stronger) | 8.04% |
| Problem loans | 0.55% (stronger) | 1.59% |
| Net charge-offs | 0.39% (stronger) | 0.72% |
| Return on assets | 1.93% (stronger) | 0.23% |
| Loans ÷ deposits | 63.8% (stronger) | 100.1% |
| Uninsured deposits | 3.4% (stronger) | 7.4% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kone Employees Credit Union has the higher TellerScore (94 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Kone Employees Credit Union leads on 7 and Vibrant Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.