Side-by-side · Q2 2026 data
Kraftman Federal Credit Union vs Heart of Louisiana Federal Credit Union
Credit union
Heart of Louisiana Federal Credit Union
Pineville, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Kraftman Federal Credit Union | Heart of Louisiana Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 84 (stronger) |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 68 | 88 (stronger) |
| Earnings | 36 | 39 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 74th | 86th |
| Total assets | $141.8M | $143.2M |
| Deposits / shares | $125.7M | $120.5M |
| Capital ratio | 14.60% | 16.71% (stronger) |
| Problem loans | 0.97% | 0.35% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.53% |
| Return on assets | 0.41% | 0.48% (stronger) |
| Loans ÷ deposits | 37.6% (stronger) | 67.1% |
| Uninsured deposits | 7.4% | 2.3% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.9% |
Heart of Louisiana Federal Credit Union has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Kraftman Federal Credit Union leads on 2 and Heart of Louisiana Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.