TellerScore

Kraftman Federal Credit Union is a federal credit union headquartered in Bastrop, Louisiana, in business for about 73 years. At the end of Q2 2026 it reported $141.8M in total assets and $125.7M in member shares and deposits, with 3 offices across 3 states.

Based on its Q2 2026 filing, Kraftman Federal Credit Union scores 78/100, which we describe as strong. That is higher than 74% of 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 44th. Its strongest component is funding & liquidity (100/100; 38% loans-to-deposits, 7% uninsured), and its lowest is earnings (36/100; 0.41%).

TellerScore · Q2 2026

Scorecard

Capital cushion96/100
Net worth ratio: 14.60%
Loan quality68/100
Loans 60+ days delinquent ÷ total loans: 0.97%
Earnings36/100
Return on assets (annualized): 0.41%
Funding & liquidity100/100
Loans ÷ shares: 37.6% · 7.4% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (80 → 78), mostly because the loan quality component weakened by 6 points.

TellerScore
788183Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202483
Q4 202481
Q1 202581
Q2 202580
Q3 202582
Q4 202582
Q1 202680
Q2 202678
Net worth ratio
7.00%11.57%16.15%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.15%
Q3 202415.78%
Q4 202415.92%
Q1 202515.31%
Q2 202515.39%
Q3 202515.27%
Q4 202515.03%
Q1 202614.48%
Q2 202614.60%
Delinquent loans (60+ days)
0.26%0.61%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.32%
Q3 20240.26%
Q4 20240.46%
Q1 20250.57%
Q2 20250.78%
Q3 20250.54%
Q4 20250.52%
Q1 20260.66%
Q2 20260.97%
Return on assets
0.14%0.28%0.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.16%
Q3 20240.16%
Q4 20240.14%
Q1 20250.23%
Q2 20250.38%
Q3 20250.37%
Q4 20250.36%
Q1 20260.42%
Q2 20260.41%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$141.8M14.60%0.97%0.41%37.6%
Q1 202680$141.9M14.48%0.66%0.42%36.6%
Q4 202582$135.8M15.03%0.52%0.36%40.2%
Q3 202582$132.9M15.27%0.54%0.37%41.1%
Q2 202580$131.1M15.39%0.78%0.38%41.2%
Q1 202581$130.6M15.31%0.57%0.23%40.5%
Q4 202481$125.1M15.92%0.46%0.14%40.9%
Q3 202483$126.1M15.78%0.26%0.16%40.4%
Q2 202482$122.9M16.15%0.32%0.16%39.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.60%
83rd
Problem loans0.97%
31st
Net charge-offs0.12%
83rd
Return on assets0.41%
24th
Loans to deposits37.6%
97th
Uninsured deposits7.4%
36th
Loan-loss reserves0.00%
50th
Texas ratio2.2%
73rd

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Heart of Louisiana Federal Credit UnionCredit union Pineville, LA84 out of 100, Strong$143.2M16.7%0.35%vs
Xplore Federal Credit UnionCredit union Metairie, LA67 out of 100, Moderate$147.1M12.0%0.38%vs
Cenla Federal Credit UnionCredit union Alexandria, LA96 out of 100, Very strong$132.2M21.7%0.09%vs
Eagle Louisiana Federal Credit UnionCredit union Baton Rouge, LA72 out of 100, Strong$126.4M11.9%0.58%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Epic Federal Credit UnionCredit union Metairie, LA60 out of 100, Moderate$164.5M14.6%2.10%vs

Deposit insurance

Is my money safe at Kraftman Federal Credit Union?

Yes. Kraftman Federal Credit Union is a federally insured credit union (NCUA charter #8530). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.4% of shares and deposits ($9.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.60%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Kraftman Federal Credit Union lists 3 offices in 3 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Kraftman Federal Credit Union
Type
Federal credit union
NCUA charter #
8530
RSSD ID
245388
Primary regulator
NCUA
Established
1953
Headquarters
P O Drawer 10, Bastrop, LA 71221
Employees
26

Quick answers

Kraftman Federal Credit Union: common questions

Is Kraftman Federal Credit Union NCUA insured?

Yes. Kraftman Federal Credit Union is a federally insured credit union (NCUA charter #8530). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Kraftman Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Kraftman Federal Credit Union have?

3 offices as of the latest NCUA data, in 3 states.

Nearby

Highest-scoring banks and credit unions with branches near Bastrop

InstitutionScoreAssetsCapitalProblem loansCompare
Gibsland Bank & Trust CompanyBank Gibsland, LA81 out of 100, Strong$574.3M16.5%0.61%vs
Ouachita Valley Federal Credit UnionCredit union West Monroe, LA80 out of 100, Strong$464.1M13.1%0.78%vs
The Mer Rouge State BankBank Mer Rouge, LA79 out of 100, Strong$51.8M12.6%0.55%vs
Century Next BankBank Ruston, LA77 out of 100, Strong$916.4M11.9%0.12%vs
Sevenfold Federal Credit UnionCredit union West Monroe, LA73 out of 100, Strong$52.5M13.8%1.86%vs
Bank of Oak RidgeBank Oak Ridge, LA72 out of 100, Strong$138.6M11.6%0.00%vs