Side-by-side · Q2 2026 data
Kraftsman Federal Credit Union vs Credit Union of Richmond Incorporat
Credit union
Credit Union of Richmond Incorporat
Richmond, Virginia · Under $100 million in assets
Metric by metric
| Measure | Kraftsman Federal Credit Union | Credit Union of Richmond Incorporat |
|---|---|---|
| TellerScore | 65 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 77 (stronger) |
| Earnings | 52 | 65 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 30th | 83rd |
| Total assets | $4.8M | $64.6M |
| Deposits / shares | $3.4M | $53.7M |
| Capital ratio | 29.17% (stronger) | 18.48% |
| Problem loans | 4.57% | 0.69% (stronger) |
| Net charge-offs | -0.70% (stronger) | 0.19% |
| Return on assets | 0.81% | 1.13% (stronger) |
| Loans ÷ deposits | 34.0% | 32.0% (stronger) |
| Uninsured deposits | 1.2% (stronger) | 7.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union of Richmond Incorporat has the higher TellerScore (87 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Kraftsman Federal Credit Union leads on 3 and Credit Union of Richmond Incorporat on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.