Side-by-side · Q2 2026 data
Kraftsman Federal Credit Union vs Halifax County Community Federal Credit Union
Credit union
Halifax County Community Federal Credit Union
South Boston, Virginia · Under $100 million in assets
Metric by metric
| Measure | Kraftsman Federal Credit Union | Halifax County Community Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 45 |
| Capital cushion | 100 (stronger) | 12 |
| Loan quality | 0 | 68 (stronger) |
| Earnings | 52 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 30th | 5th |
| Total assets | $4.8M | $7.1M |
| Deposits / shares | $3.4M | $6.7M |
| Capital ratio | 29.17% (stronger) | 6.24% |
| Problem loans | 4.57% | 0.97% (stronger) |
| Net charge-offs | -0.70% (stronger) | 1.31% |
| Return on assets | 0.81% (stronger) | -1.47% |
| Loans ÷ deposits | 34.0% | 29.7% (stronger) |
| Uninsured deposits | 1.2% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kraftsman Federal Credit Union has the higher TellerScore (65 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Kraftsman Federal Credit Union leads on 4 and Halifax County Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.