Side-by-side · Q2 2026 data
KS StateBank vs Capitol Federal Savings Bank
Metric by metric
| Measure | KS StateBank | Capitol Federal Savings Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 61 |
| Capital cushion | 80 (stronger) | 46 |
| Loan quality | 17 | 79 (stronger) |
| Earnings | 98 (stronger) | 56 |
| Funding & liquidity | 60 (stronger) | 50 |
| Problem-loan coverage | 72 | 90 (stronger) |
| Peer percentile | 33rd | 24th |
| Total assets | $2.6B | $9.7B |
| Deposits / shares | $2.2B | $6.9B |
| Capital ratio | 12.97% (stronger) | 9.57% |
| Problem loans | 2.49% | 0.62% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.95% (stronger) | 0.90% |
| Loans ÷ deposits | 92.7% (stronger) | 118.1% |
| Uninsured deposits | 21.8% | 11.2% (stronger) |
| Offices | 4 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | 14.2% |
KS StateBank has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), KS StateBank leads on 4 and Capitol Federal Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.