TellerScore

Side-by-side · Q2 2026 data

Ksw Federal Credit Union vs Maine Savings Federal Credit Union

Credit union

Ksw Federal Credit Union

Waterville, Maine · $100 million – $1 billion

85of 100
Very strong

Credit union

Maine Savings Federal Credit Union

Hampden, Maine · $100 million – $1 billion

47of 100
Below average

Metric by metric

MeasureKsw Federal Credit UnionMaine Savings Federal Credit Union
TellerScore85 (stronger)47
Capital cushion96 (stronger)29
Loan quality66 (stronger)44
Earnings100 (stronger)46
Funding & liquidity7175 (stronger)
Problem-loan coverage89 (stronger)65
Peer percentile87th4th
Total assets$122.2M$858.1M
Deposits / shares$104.5M$763.9M
Capital ratio14.59% (stronger)7.91%
Problem loans1.02% (stronger)1.69%
Net charge-offs0.17% (stronger)0.47%
Return on assets2.08% (stronger)0.65%
Loans ÷ deposits89.1%84.8% (stronger)
Uninsured deposits8.9% (stronger)14.3%
Offices212
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—20.1%

Ksw Federal Credit Union has the higher TellerScore (85 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Ksw Federal Credit Union leads on 6 and Maine Savings Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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