The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (47 → 47).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Maine

Yes. Maine Savings Federal Credit Union is a federally insured credit union (NCUA charter #14565). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 14.3% of shares and deposits ($109.2M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 7.91%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Maine Savings Federal Credit Union lists 12 offices in 10 cities. Most locations:

• Bangor, ME (3)
• Bar Harbor, ME (1)
• Brewer, ME (1)
• Corinth, ME (1)
• Ellsworth, ME (1)
• Hampden, ME (1)
• Milo, ME (1)
• Old Town, ME (1)
• Portland, ME (1)
• Vassalboro, ME (1)

All branch addresses and map

In 2025, Maine Savings Federal Credit Union reported 893 home-loan applications under HMDA (LEI 549300ZDIZM7Y1MHKG98): 564 originated ($80,900,000 total), 167 denied, and 62 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Maine Savings Federal Credit Union

Type

Federal credit union

NCUA charter #

14565

RSSD ID

18788

Primary regulator

NCUA

Established

1961

Headquarters

PO Box 347, Hampden, ME 04444

Employees

183